Your Guide to the Home Appraisal

Your Guide to the Home Appraisal

You’ve most likely heard the rule: Save for a 20-percent down payment before you buy a home. The logic behind saving 20 percent is solid, as it shows that you have the financial discipline and stability to save for a long-term goal. It also helps you get favorable rates from lenders.

Mind Your Business: Speak, Think and Believe Your Way To Success

Mind Your Business: Speak, Think and Believe Your Way To Success

This is a training on how the human mind works and how to get the most from ones-self for the purpose of accomplishing their goals and dreams. Based in the research and work of Neuro-Linguistic Programing and Human Performance Enhancement this training speaks to the truth that businesses do not run themselves, they are run by people…. and people need to get the most from themselves to get the most from their business.

What Is Equity?

What Is Equity?

Equity is the value YOU own in property such as a house. It’s the difference between what’s OWED and what the property is WORTH in the current market. The example this video shows – you have a house worth $300,000 today and you owe the bank $200,000.  Your...
What Are Real Estate Commissions?

What Are Real Estate Commissions?

Like the video says – real estate agents aren’t paid by the hour!They’re paid a percentage of the purchase price in a successful real estate transaction. When one agent represents the sellers and another represents the buyers the commission is typically split...

What Is “Prime”?

  The Prime Lending Rate – sometimes just called “Prime”  – is the interest rate that banks charge each other for overnight loans. Some consumer rates – like ARMs – are set in relation to Prime. In the US, Prime is affected by the Federal...