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This is a beginner’s guide to home buying that highlights the importance of title and escrow companies in the process. The article provides steps to follow to successfully navigate the home-buying process.

Homeowners often consider refinancing their mortgage to take advantage of better financial options. The five common reasons to refinance include securing a lower interest rate, using an improved credit score, shortening the loan’s term, switching from an adjustable to a fixed rate, and cashing out home equity to fund a large purchase or payment. Refinancing can save money in the long run, decrease monthly payments, and allow homeowners to build equity in their homes sooner.

Empire Title was voted #3 Best Place to Work in Idaho in 2022. Empire Title participates in the Best Places to Work in Idaho every year, where we learn about our team and celebrate our successes. At Empire Title we believe that our employees are family, and we prioritize finding people who love what they do and love who they do it with. We focus on learning, growing, overcoming challenges, and showing up for our team TOGETHER.